Can an employer hire a private investigator for a workers compensation investigation?

surveillance video of an injured worker mowing his lawn while out on a worker compensation claim.

The Employer can hire a PI for their claims and they should!

The Employer knows best

Yes, an employer can hire a private investigator for a workers’ compensation investigation, and in many cases, they should. Don't be swayed by your insurance adjuster who says no or their SIU team.

The employer often has information nobody else has. They know the employee’s job duties, work habits, personality, schedule, prior activity level, vehicles, hobbies, side jobs, social circles, and sometimes even past photos or videos from company events. That information can make the difference between a surveillance assignment that goes nowhere and one that documents something useful.

When everything gets filtered through the insurance company, TPA, SIU department, claims examiner, and then finally the investigator, details get watered down. That is not an insult. It is just reality. Every whisper along down the chain is a chance for important facts to get lost or twisted.

A good workers’ comp surveillance case starts with intelligence. Not guesswork. Not “go sit on the house and see what happens.” Real inside intelligence.

The Employer may know:

  • What vehicle the claimant drives
  • Whether the claimant played sports or had outside hobbies.
  • Worked side hustles or side jobs.
  • What their work duties and current restrictions are
  • Pictures of the person; Id or pictures from employee gatherings.

“The employer usually knows the claimant better than anyone in the claims chain. If that information never reaches the investigator, the case starts with one hand tied behind its back.”

If you are an employer dealing with a questionable workers’ compensation claim, do not wait until the case has already gone sideways. Paramount Investigative Services can help you evaluate the facts, identify surveillance opportunities, and document activity that may be relevant to the claim. Contact a private investigator now for a free consultation.

Kchilds
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